Are you facing foreclosure? 

There may be an option for you!

If you or someone you know is behind on your mortgage payments and currently going through a hardship or even foresee having a hardship in the future that will prevent you from making your mortgage payments, you may qualify for a short sale.

To explore your options, call me for a free and confidential consultation.

If it appears that the only option to you is to sell your property as a short sale, here are things you should know.

What's a short sale?

It's a type of pre-foreclosure sale in which the lender allows the property securing a mortgage or deed of trust loan to be sold for less than the full amount due, and accepts the proceeds from the sale as payment in full.

Do you qualify for a short sale?

You could qualify for a short sale and get an approval from your lender for the following reasons:

 -you are experiencing a serious financial hardship(due to unemployment,divorce or separation, job     transfer, illness and medical bills etc...). 
  -the proposed purchase price is more than what the lender can get if selling the property after foreclosing.
-the property market value is below the loan balance due to local and national economic conditions.
-the condition of the property makes it very hard for the lender to put it into a marketable condition.
-the property was refinanced at a higher value based on an inflated property appraisal report.

If you would like to explore the possibility of a short sale for your property and avoid foreclosure and also save your credit rating, please complete the form below. As an experienced Realtor in short sales, call me for helpful information.